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"...they make Loans, not excuses"

This is it! Whether you have Great, Good, Not-So-Great and even Bad Credit... You've come to the right place!

Entering the world of new mortgage loans, construction phase loans, second mortgages, remodeling loans, refinancing mortgages, can be like traveling into a "Black Hole"... everywhere you turn, there's a new demand, a different rule, an unexpected challenge.

We've teamed up with Pacifica South Bancorp - a mortgage company that offers unique New Construction Loan packages and other Home Loan packages!

One of the biggest problems in building a new dream home is finding a Construction Loan that covers ALL the bases -

  • Loans on RAW LAND! Yep, you read it right - virtually NO other lender will help you buy your land, too!
  • Good rates and flexible programs
  • Automatic rollover to Permanent Financing on first AND second homes - save double paperwork and costs!
  • Help for customers who have credit problems and challenges - most Construction Loan Lenders won't even TALK to you if your Credit and Credit Scores aren't up to the tough standards required for a Construction Loan. This company WORKS with you to fix the problems and can help many customers reach their new home building goals!
  • Help for customers who are self-employed - try getting a Construction Loan from most lenders if you're a small home-based business owner!
  • Flexible Construction Draws
  • Payment of up to 75% for the materials - even for Panelized Home Kits - BEFORE delivery! We get customers all the time who can't solve how to get their materials or our home kit packages - naturally, most suppliers - especially the ones who can save you a lot a money - require payment before delivery! But many - most -banks and mortgage companies have stringent rules about payments before supplies are "on site"!
  • Loans for rebuilding Sub-Standard Properties
  • Broken-priority Construction Loans - incredible! There are a lot of people who have "kinda started" building their first or second home and ran out of money - this loan program can get you back on track!

Just CLICK HERE to visit Pacifica South Bancorp's "My Construction Loan" website - you'll find a wealth of information, online forms and applications and a Knowledge Base that will help you with everything about Construction Loans or other Home Loans and Special Programs!